Virtual Terminal

To use Virtual Terminal, simply fill in the required fields and submit the transaction by pressing the "Submit" button. You will receive an immediate response from the e-Commerce system. The Virtual Terminal fields are described below:

Invoice - This is your own invoice number. The value of this field must be all numbers. The invoice number will appear on the transaction receipt that your customer receives as well as on the merchant's copy of the receipt.

Description - Enter any description you want here. The description will appear on the transaction receipt that your customer receives as well as on the merchant's copy of the receipt.

Amount - This is the transaction amount. You must include the decimal point plus 2 digits after the decimal for the cents. You may not use a negative or zero amount. The amount will appear on the transaction receipt that your customer receives as well as on the merchant's copy of the receipt.

Payment Method - Select the appropriate payment method. For your information, all Visa credit cards begin with " 4 ", MasterCard credit cards begin with " 5 ", American Express credit cards begin with " 3 ", and Discover/Novus credit cards begin with " 6 ". For ACH/Electronic check transactions, the customer's checking account must be a U.S. checking account.

Transaction Type - For credit card transactions, choose one of four transaction types:

Normal Authorization

Authorization Only

NOTE:

Credit/Return

Post Auth/Ticket Only

Void

Card Number - This is the credit card number of the cardholder making the purchase. For your information, a Visa credit card number is either 13 or 16 digits, a MasterCard credit card number is 16 digits, an American Express credit card number is 15 digits, and a Discover/Novus credit card number is 16 digits. Do NOT use spaces or hyphens when typing the card number. The card number will appear only on the merchant's copy of the receipt.

Exp. Date - You must provide the expiration date of the credit card for all transactions. Type the expiration date in the form mm/yy or mmyy. For cards that expire in the year 2000 or 2001, use 00 or 01 for the year, respectively. The expiration date will appear only on the merchant's copy of the receipt.

Bank Name - (Only visible for merchants that are configured to accept ACH/Electronic Checks). This is the name of the checking account holder's bank. This must be a bank that is established in the U.S. and that uses U.S. currency. The bank name will appear only on the merchant's copy of the receipt.

Account Number - (Only visible for merchants that are configured to accept ACH/Electronic Checks). This is the checking account number of the account holder. The account number can be found at the bottom of a check. Don't mistake the account number for the routing number or the check number, both of which are also found at the bottom of a check. Do NOT use spaces or other characters; just the numbers. A bank account number cannot be more than 17 digits. The account number will appear only on the merchant's copy of the receipt.

ABA Routing Code - (Only visible for merchants that are configured to accept ACH/Electronic Checks). This is the Transit/Routing Code for the bank of the account holder. It must be 9 digits and can be found at the bottom of a check and is usually between a pair of colons (:). Don't mistake the ABA routing code for the account number or check number, both of which are also found at the bottom of a check. Do NOT use spaces or other characters; just the numbers. The ABA routing code will appear only on the merchant's copy of the receipt.

Customer ID - This is the ID you use for your customer. If you don't use customer ID's in your business, consider using the customer's last name here, or the text "Internet customer". The customer ID will appear on the transaction receipt that your customer receives as well as on the merchant's copy of the receipt.

Name - This should be the cardholder's name. The name will appear on the transaction receipt that your customer receives as well as on the merchant's copy of the receipt.

Address - This should be the cardholder's address. The address field is required for proper use of the Address Verification Service (AVS). A valid AVS response cannot be provided without the address. For more information about AVS, see the section above entitled "What is Address Verification Service (AVS) and how do I use it?". The address will appear on the transaction receipt that your customer receives as well as on the merchant's copy of the receipt.

City - This should be the cardholder's city. The city will appear on the credit card transaction receipt that your customer receives as well as on the merchant's copy of the receipt.

State - This should be the cardholder's state. For non-U.S. customers, use whatever is appropriate in this field. The state will appear on the transaction receipt that your customer receives as well as on the merchant's copy of the receipt.

Zip - This should be the cardholder's zip code. The zip field is required for proper use of the Address Verification Service (AVS). A valid AVS response cannot be provided without the zip code. For more information about AVS, see the section above entitled "What is Address Verification Service (AVS) and how do I use it?". For non-U.S. customers, use whatever is appropriate in this field. The zip code will appear on the transaction receipt that your customer receives as well as on the merchant's copy of the receipt.

Country - This should be the cardholder's country. Choose "Other" for countries not found in the list. The country will appear on the transaction receipt that your customer receives as well as on the merchant's copy of the receipt.

Phone - This should be the cardholder's phone number. You may use numbers and characters in this field. The phone number will appear on the transaction receipt that your customer receives as well as on the merchant's copy of the receipt.

Fax - This should be the cardholder's fax number. You may use numbers and characters in this field. The fax number will appear on the transaction receipt that your customer receives as well as on the merchant's copy of the receipt.

E-mail - Provide the customer's E-mail address here. If e-Commerce has been configured to send a credit card transaction receipt by E-mail on your behalf, this is the E-mail address that will be used for the customer. The E-mail address will appear on the transaction receipt that your customer receives as well as on the merchant's copy of the receipt.